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Student Health Insurance

The North Dakota University System (NDUS) offers health insurance coverage to international NDUS students through United Healthcare insurance company.

International Students
All international students are required to have health insurance in place and verified as per Policy 505 but in some cases, an international student is able to secure a waiver from the NDUS health insurance plan. To learn more about the waiver criteria and process, please click here.  

International students are automatically enrolled by semester in the student health insurance plan by their institution. A student may opt-in to NDUS health insurance coverage prior to automatic enrollment to expedite confirmation of coverage. The premium cost is billed to the international student's campus connection account. If an international student wants to waive this health insurance coverage, comparable coverage must be in place and verified through the waiver process. Click here to learn more. Contact for waiver information. WSC'S International Health Insurance Procedure outlines payment requirements.

All full-time undergraduate and graduate students, actively taking classes on campus, are eligible to enroll. "Full-time" is defined as:
1.    Undergraduate students enrolled in 12 or more credit hours each semester
2.    Additionally, eligible students who enroll may insure their dependents as well. Eligible dependents are the student's legal spouse/domestic partner and dependent children under 26 years of age. The student must be enrolled in order to access an enrollment opportunity for dependents
3.    Students eligible for this insurance plan must be actively attending class in person. Students that are primarily enrolled in online courses, home study programs, or correspondence courses do not fulfill the eligibility requirements.
4.    This list is not exhaustive; each applicant must review the insurance policy information and base eligibility determinations upon that review. If a student is found to be ineligible for the policy, United Healthcare will remove the student from the policy. If you have questions if you are eligible or not, please contact Katie Fitzsimmons at the NDUS Office.
5.    If you have questions about the Spring/Summer 2019 coverage, please contact Kaylyn Bondy at  

Plan Coverage Periods and Premiums
To add a spouse and/or dependent, the rate and coverage periods are the same as the student rate.  

International Students
Annual (August 16, 2019-August 15, 2020): $1978.00
Fall (August 16, 2019 - December 31, 2019): $746.00
Spring/Summer (January 1, 2020-August 15, 2020): $1,232.00  

Domestic Students
Domestic students (i.e. American citizens) are not required by the NDUS to carry coverage; however, the Affordable Care Act does require that you carry some sort of health insurance. If you would like assistance with selecting health insurance, please contact Katie Fitzsimmons at the NDUS Office.  

Navigating the topic of health insurance can be confusing and intimidating. You may consult the Health Insurance Marketplace at to select an alternate plan and information, or if you would like assistance, please contact Maureen Potucek, UND Student Health Services Insurance Coordinator. Maureen is extending her services to all NDUS students across the state free of charge (not just UND students) who need alternative medical insurance. She welcomes the opportunity to navigate the Health Insurance Marketplace with you in person or by phone, and/or assist you in finding health insurance coverage or medical assistance that meets your needs. Maureen's contact information is: 701-777-3457 or  

United Healthcare Contact Information:
United Healthcare Customer Service

WSC Campus Health Insurance Contact:
Jenae Hunter